:root{--ink:#102436;--muted:#5d6b78;--blue:#0c5aa6;--blue2:#083d73;--sky:#eaf4ff;--orange:#ff7a1a;--sand:#fff7ee;--line:#dce5ed;--card:#fff;--shadow:0 18px 48px rgba(16,36,54,.12);--radius:18px;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#f7fafc;line-height:1.65}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(var(--max),calc(100% - 36px));margin:auto}.topbar{background:var(--blue2);color:#d9ebfb;font-size:.9rem}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.topbar a{color:#fff;font-weight:700}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:76px}.brand{display:flex;align-items:center;gap:12px;font-size:1.2rem;font-weight:900;color:var(--ink)}.brand-logo{width:96px!important;max-width:96px!important;height:auto!important;display:block;object-fit:contain;flex:0 0 auto}.brand small{display:block;font-size:.68rem;color:var(--muted);font-weight:700;letter-spacing:.04em;text-transform:uppercase}.navlinks{display:flex;gap:18px;align-items:center}.navlinks a{color:var(--ink);font-weight:700;font-size:.94rem}.button{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:999px;padding:13px 20px;font-weight:800;background:var(--orange);color:#fff;box-shadow:0 8px 24px rgba(255,122,26,.22)}.button:hover{text-decoration:none;filter:brightness(.98)}.button.secondary{background:#fff;color:var(--blue);border:1px solid #bfd7ec;box-shadow:none}.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;padding:9px 11px;font-size:1.1rem}.hero{background:radial-gradient(circle at 80% 15%,#d9edff 0,transparent 32%),linear-gradient(180deg,#fff,#f0f7fd);padding:72px 0 58px;border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.18fr .82fr;gap:42px;align-items:center}.eyebrow{font-weight:900;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);font-size:.76rem}.hero h1{font-size:clamp(2.4rem,5vw,4.6rem);line-height:1.03;margin:.3rem 0 1rem;letter-spacing:-.045em}.lede{font-size:1.18rem;color:var(--muted);max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.trust-row{display:flex;gap:18px;flex-wrap:wrap;margin-top:26px;color:var(--muted);font-weight:700;font-size:.9rem}.trust-row span:before{content:"✓";color:#14804a;margin-right:7px}.quote-card{background:#fff;border:1px solid #d9e6f0;box-shadow:var(--shadow);border-radius:24px;padding:26px}.quote-card h2{margin:0 0 4px}.quote-card p{margin-top:0;color:var(--muted)}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.field{display:flex;flex-direction:column;gap:6px;margin-bottom:12px}.field label{font-size:.82rem;font-weight:800}.field input,.field select,.field textarea{width:100%;padding:12px;border:1px solid #c8d6e2;border-radius:10px;background:#fff;font:inherit}.field textarea{min-height:88px;resize:vertical}.quote-card .button{width:100%;margin-top:4px}.micro{font-size:.75rem;color:var(--muted);margin-top:10px}.section{padding:58px 0}.section.white{background:#fff}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 8px 26px rgba(16,36,54,.05)}.card h3{margin-top:0}.icon{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--sky);font-size:1.2rem;margin-bottom:14px}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:44px;align-items:start}.article{background:#fff;border:1px solid var(--line);border-radius:24px;padding:clamp(24px,4vw,52px);box-shadow:0 10px 36px rgba(16,36,54,.06)}.article h2{font-size:1.7rem;margin-top:2.6rem;line-height:1.25}.article h2:first-child{margin-top:0}.article p{color:#324554}.article ul{padding-left:1.2rem}.article li{margin:.55rem 0}.sidebar{position:sticky;top:104px}.toc{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}.toc h3{margin:0 0 12px}.toc a{display:block;padding:7px 0;border-bottom:1px solid #eef3f7;font-size:.9rem}.callout{margin-top:18px;background:linear-gradient(145deg,var(--blue2),var(--blue));color:#fff;border-radius:18px;padding:22px}.callout h3{margin-top:0}.callout p{color:#dceeff}.callout .button{background:#fff;color:var(--blue)}.breadcrumb{font-size:.86rem;color:var(--muted);margin-bottom:16px}.breadcrumb a{color:var(--muted)}.faq details{border-top:1px solid var(--line);padding:16px 0}.faq summary{font-weight:800;cursor:pointer}.faq p{margin-bottom:0}.related{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.related a{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;font-weight:800}.footer{background:#0c2133;color:#cad8e5;padding:46px 0 28px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}.footer h4{color:#fff;margin-top:0}.footer a{color:#d7e7f5;display:block;margin:8px 0}.footer-note{border-top:1px solid #2c4152;margin-top:28px;padding-top:18px;font-size:.8rem;color:#9fb1bf}.notice{background:var(--sand);border:1px solid #ffd8b8;border-radius:14px;padding:14px 16px;color:#74400e}.statbar{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:16px;overflow:hidden;margin-top:26px}.statbar div{background:#fff;padding:16px;text-align:center}.statbar strong{display:block;font-size:1.2rem}.article .checklist{background:#f6fbff;border:1px solid #d9ebf8;border-radius:14px;padding:18px 22px}.article .checklist li::marker{color:var(--blue)}
@media(max-width:900px){.navlinks{display:none;position:absolute;left:18px;right:18px;top:76px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.menu-btn{display:block}.hero-grid,.content-layout,.footer-grid{grid-template-columns:1fr}.sidebar{position:static}.grid-3,.related{grid-template-columns:1fr 1fr}.hero{padding-top:48px}}
@media(max-width:600px){.grid-3,.related,.field-grid,.statbar{grid-template-columns:1fr}.hero h1{font-size:2.5rem}.topbar .container{display:block;text-align:center}.nav{min-height:66px}.navlinks{top:66px}.article{border-radius:18px}.section{padding:40px 0}}

@media(max-width:600px){.brand-logo{width:76px!important;max-width:76px!important}}